Empowering Experian
A global leader in consumer and business credit reporting and marketing services, Experian supports customers in more than 80 countries. The company’s largest business is direct-to-consumer, providing credit and identity monitoring to individuals in North America. Experian also has similar products in the U.K., as well as relationships in South Africa, Brazil, Australia, and several countries in the European Union.
Over the years, Worldpay has become a strategic partner and the relationship has removed much of the complexity in managing payments, so the company can focus on its core competencies. Worldpay solutions enable Experian to improve transaction approvals and reduce the technology burden on merchants. Worldpay’s robust security offerings help control risk and its tokenization services enable Experian to maintain PCI Level 1 status.
While Experian owns and uses various fraud solutions, the company has discovered something unique in Worldpay’s offerings – in-depth and invaluable payments data – which applies additional checks on the authorization or from the chargeback perspective that don’t exist in standard fraud systems.
Other advantages of working with Worldpay include the ability for Experian to leverage domestic acquiring in multiple countries, enabling Experian to go-to-market faster with their own in-house billing system.
De un vistazo
OBJETIVO
Eliminar la complejidad en la gestión de pagos, para que la empresa pueda centrarse en sus competencias básicas.RESULTADOS
Las soluciones Worldpay from FIS han permitido a Experian mejorar las aprobaciones y la recuperación de transacciones, aumentar la seguridad, defenderse contra el fraude y acelerar su tiempo de comercialización. Los servicios de tokenización de Worldpay permiten a Experian mantener el estado PCI Nivel 1.Impact
A single point of integration has reduced the amount of money and effort Experian invests in their internal systems and simplified the complexity of managing payments. Streamlined processes have reduced the technology burden on merchants. Fraud protection has been strengthened by payments data that applies additional checks on the authorization or from the chargeback perspective.
Lo que ha sido fascinante es cómo el uso de los datos de pagos dentro de Worldpay ha podido aplicar verificaciones adicionales en la autorización o desde la perspectiva de devolución de cargo que no existen en los sistemas de fraude regulares."
Los account development managers de Worldpay son fantásticos, especialmente cuando hay una escalada de una red o un banco emisor. Me comunico e inmediatamente obtengo una respuesta que no solo aclara lo que estaba preguntando, sino que proporciona comentarios inmediatos sobre la fuente del problema."
Creo que la combinación de todos los datos que Worldpay puede ver, particularmente como proveedor de una empresa cuyo negocio gira en torno a los datos, no puede ser más que positiva.”