Empowering Experian
A global leader in consumer and business credit reporting and marketing services, Experian supports customers in more than 80 countries. The company’s largest business is direct-to-consumer, providing credit and identity monitoring to individuals in North America. Experian also has similar products in the U.K., as well as relationships in South Africa, Brazil, Australia, and several countries in the European Union.
Over the years, Worldpay has become a strategic partner and the relationship has removed much of the complexity in managing payments, so the company can focus on its core competencies. Worldpay solutions enable Experian to improve transaction approvals and reduce the technology burden on merchants. Worldpay’s robust security offerings help control risk and its tokenization services enable Experian to maintain PCI Level 1 status.
While Experian owns and uses various fraud solutions, the company has discovered something unique in Worldpay’s offerings – in-depth and invaluable payments data – which applies additional checks on the authorization or from the chargeback perspective that don’t exist in standard fraud systems.
Other advantages of working with Worldpay include the ability for Experian to leverage domestic acquiring in multiple countries, enabling Experian to go-to-market faster with their own in-house billing system.
Um olhar rápido
OBJETIVO
Remover a complexidade no gerenciamento de pagamentos, para que a empresa possa se concentrar em suas principais competências.RESULTADOS
As soluções da Worldpay capacitaram a Experian para melhorar as aprovações e recuperação de transações, aumentar a segurança, defender-se contra fraudes e acelerar o tempo de entrada no mercado. Os serviços de tokenização da Worldpay permitem que a Experian mantenha o status PCI Nível 1.Impact
A single point of integration has reduced the amount of money and effort Experian invests in their internal systems and simplified the complexity of managing payments. Streamlined processes have reduced the technology burden on merchants. Fraud protection has been strengthened by payments data that applies additional checks on the authorization or from the chargeback perspective.
O que vem sendo fascinante é como o uso de dados de pagamentos dentro da Worldpay foi capaz de aplicar verificações adicionais na autorização ou na perspectiva de estorno que não existem em sistemas de fraude regulares.”
Os gerentes de conta da Worldpay são fantásticos, especialmente quando há demandas de uma bandeira ou banco emissor. Eu questiono e recebo imediatamente uma resposta que não apenas esclarece o que eu estava perguntando, mas fornece feedback imediato sobre a origem do problema.”
Acredito que a combinação de todos os dados que a Worldpay pode ver, particularmente como provedor de uma empresa cujo negócio gira em torno de dados, não pode ser nada além de positiva.”