Protect and power transactions

Secure payments while keeping checkout fast and friction-free.

Business benefits

Authentication solutions that help protect your revenue and offer an uninterrupted payment journey.

Built for today’s merchants

For global e-commerce and omnichannel businesses looking to protect revenue while delivering smooth customer experiences.

Protect your revenue

Provide an enhanced payment journey through multi-channel support, improved acceptance and more secure transactions.

Optimize every transaction

Worldpay’s AI-powered service intelligently applies 3D Secure only when needed, boosting approvals and reducing checkout friction, especially in markets without strong authentication requirements.

Core product features

Reduce fraud

Reduce fraud

We work with regulators so you can stay ahead of evolving threats through authentication tools that meet global compliance standards—all without slowing down your customers.

Optimize approval rates

Optimize approval rates

Leverage machine learning authentication optimization to maximize transaction approvals and capture more revenue.

Intelligent 3DS decisioning

Intelligent 3DS decisioning

Our patent-pending Authentication Optimization Service uses real-time AI to assess when 3DS is truly needed. It safely bypasses steps only when appropriate, reducing cart abandonment and improving checkout—without compromising security.

Better technology, measurable results

increase in approval rates*

decrease in fraud*

trusted by over 1 million merchants globally*

"Since partnering with Worldpay, we have seen significant improvements in results across multiple areas of our operations.” 

- ipaymy

Built for developers

Get started quickly – no heavy lifting required

Worldpay is plug-and-play. Start improving your payments performance without complex setup.

FAQs

Authentication: What you need to know

Smarter payments start here

Ready to learn more about how Worldpay can accelerate your business?  

*Source: Worldpay internal data, 2024