Merchant Service Fee & Pass-Through
Worldpay is committed to providing Australian merchants with clear and accessible information about card acceptance costs. This page contains our published Average Merchant Service Fee information and interchange pass-through rates for the applicable reporting periods.
The information is provided to support greater transparency and help merchants understand and compare the average cost of accepting card payments. The published figures are aggregated and may not reflect the pricing, card mix or transaction profile of an individual merchant.
Average Merchant Service Fee
The Average Merchant Service Fee is the aggregate merchant service fees charged for the relevant transaction type, expressed as a percentage of the aggregate value of those transactions for the reporting period. Results are presented for the merchant categories and transaction types required by the Reserve Bank of Australia reporting framework.
The published report covers:
- all direct merchants, small merchants and medium-sized merchants
- domestic card-present debit and prepaid transactions
- domestic card-present credit transactions
- domestic card-not-present debit and prepaid transactions
- domestic card-not-present credit transactions
- foreign-issued debit and prepaid transactions
- foreign-issued credit transactions
Current publication
Report | Reporting period | Published |
|---|---|---|
Q3_2026 | October 30, 2026 | |
Historical publications
Previous quarterly publications will remain available below so merchants and other users can access earlier reporting periods.
Report | Reporting period | Published |
|---|---|---|
Interchange Pass-through Rate
The interchange pass-through rate shows the share of relevant interchange savings passed through to merchants for the applicable reporting period. The rate is calculated using the methodology required by the Reserve Bank of Australia and is published for the periods required under the regulatory framework.
Current publication
Report | Reporting period | Published |
|---|---|---|
Historical publications
Previous quarterly publications will remain available below so merchants and other users can access earlier reporting periods.
Report | Reporting period | Published |
|---|---|---|
Understanding the information
- The results are aggregated across eligible Worldpay merchant activity and do not represent an individual merchant quote or statement.
- A merchant’s own costs can vary based on its pricing arrangement, card mix, transaction channel, transaction value, products and services.
- Percentages may be rounded in line with the applicable reporting instructions.
- The information is general in nature and does not constitute legal, financial, accounting or commercial advice.
More information and support
For more information about the regulatory framework, visit the Reserve Bank of Australia resources below. If you have questions about your own Worldpay pricing, fees or statements, please contact your usual Worldpay representative or the merchant support channel shown on your agreement or statement.
Reserve Bank of Australia payments system regulation resources
RBA review: Competition in card acquiring services
Worldpay Terms of Use
Worldpay Policies
RBA review: Competition in card acquiring services
Worldpay Terms of Use
Worldpay Policies
Last updated: 30 October 2026