Payment Services Directive (PSD2), 3DS2 and Strong Customer Authentication (SCA)

What is the Payment Services Directive (PSD2)? 

All merchants that process payments in, out and through the European Economic Area (EEA) must comply with this mandate. You can read our introduction to PSD2 here.

What is 3DS2

3DS2 is compliant with PSD2 and brings digital payments up to speed with the latest technology and payment methods. Worldpay can support your business in preparation for this change. Read our introduction to 3DS2 here. For technical integration information click here.

What is Strong Customer Authentication (SCA)? 

Strong Customer Authentication (SCA) is a mandated requirement of the Payment Services Directive (PSD2). Two-factor authentication through a one-time code or with biometric verification on a mobile device is a key element of this mandate.