2026 Merchant Insider Report

Get the merchant intelligence software leaders need to make smarter, faster, higher‑impact decisions across every market.
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Unlock global insights, regional risks and the capabilities merchants expect next.

Global insights shaping the future of software

Global

Global

Insights from 1,500+ global businesses show a market moving fast—embedded payments are now expected; capability gaps are driving churn risk, and security and fraud protection dominate every software decision.

North America

North America

With verticalization accelerating and switching risk at an all-time high, platforms must deliver flawless, industry-specific payments and proactive support to retain and grow their base.

United Kingdom

United Kingdom

Integration (not payments alone) is the real battleground. Platforms that can’t deliver seamless workflows, reliable onboarding, and industry-specific capabilities will lose customers as merchants demand simplicity, trust, and software that “just works.”

Australia

Australia

Merchants are losing patience with fragmented, slow payments—most are ready to switch for better control, visibility, and speed, putting pressure on platforms to deliver fully integrated, transparent, industry- specific payment experiences.

The definitive read on merchant expectations

Exclusive intelligence for software leaders who can’t afford blind spots.