Build AI-powered payments faster with MCP

Developers are under enormous pressure to deliver AI-powered experiences fast.

But payments remain one of the hardest parts to build, integrate and scale. Every merchant has different workflows. Every team has different tools. Every API has its own rules.

That can mean months of integration work before a single AI agent can test a real payment flow.

Developers need a new starting point

We listened to builders across merchants, platforms and fintechs. Their message was clear: “Give us an agentic commerce framework that’s fast to deploy, safe to experiment with and flexible enough to adapt.”

Worldpay’s Model Context Protocol (MCP) delivers exactly that.

What MCP is: an open-source, AI-ready server for payments

MCP is an open-source server implementation of the Model Context Protocol built for developers. It gives teams a production-ready place to build, test and scale AI-powered payment integrations.

With MCP, developers get:

• Rapid prototyping with sample agents, templates and pre-built flows
• Direct access to Worldpay APIs, from test to production, with no stack changes
• Enterprise-grade security and uptime backed by Worldpay’s global infrastructure
• Flexibility to fork, adapt and extend the server to fit any environment
• A unified context layer that lets AI models interact with payment actions safely

Instead of writing thousands of lines of orchestration code, developers can start with a working foundation.

Clone it. Run it. Build.

How MCP accelerates the development cycle

MCP removes the barriers that slow AI payments development and replaces them with practical, real-world acceleration:

• Prototype an AI agent that retries failed payments in minutes, not days
• Deploy subscription renewal flows without writing or maintaining custom middleware
• Test and tune routing strategies in real time without risking production
• Skip guesswork in how to pass context to AI – MCP handles the orchestration
• Eliminate brittle sandbox environments that break when moving to production
• Remove the need for complex API stitching across workflows

"MCP removes the barriers that slow AI payments development."

Developers can move from concept to prototype in hours, not weeks. And because MCP is designed around real-world payment operations – authorisation, queries, token creation, routing configurations – it reflects the workflows merchants actually use.

Built to scale like a real business

As teams move from pilot to production, MCP provides a predictable, global foundation:

• Support for 135+ currencies
• Access to 60+ acquiring licences
• Infrastructure trusted for 52 billion annual transactions
• A common path from experimentation to execution

Developers gain freedom to innovate. Operations teams gain the reliability and control they need to run payments safely and profitably.

A community-driven future

By making MCP open-source and contribution-friendly, we’re inviting the developer community to shape the future of agentic payments alongside us. Our roadmap, our samples and our tools are transparent by design.

This isn’t just a tool. It’s the foundation for a more open, more programmable, more developer-friendly commerce ecosystem.

And we’re just getting started.